[01] "Diasfalish kai enisxysh twn asqenesterwn"

O politikos ekproswpos toy PASOK gia qemata Ygeias Giwrgos Flwridhs, o eishghths KTE Ygeias toy kommatos Manwlhs Skoylakhs kai o Grammateas toy Tomea Ygeias Hlias Karanikas ekanan logo gia "terasties eyqynes" ths kybernhshs se kairia qemata ygeias.

O k. Flwridhs xarakthrise ton k. Abramopoylo prwtaqlhth sthn anajiopistia kai sthn anakoloyqia kai eipe oti kanena epikoinwniako texnasma den mporei na apaleicei tis eyqynes ths kybernhshs alla kai toy ypoyrgoy Ygeias.

Milhsan gia oloklhrwtikh apajiwsh toy Eqnikoy Systhmatos Ygeias kai anaferqhkan se epimeroys tomeis, stoys opoioys yparxei hdh, opws eipan, terastio problhma.

O k. Flwridhs kathggeile oti sto qema twn proslhcewn noshleytikoy proswpikoy den exei proxwrhsei tipota, enw anaferomenos sto qema twn promhqeiwn eipe oti aytes ginontai me to "stagonometro" kai xarakthrise to neo nomo "anefarmosto" kai "mnhmeio epipolaiothtas".

Sxetika me to qema twn entatikwn monadwn, eipe oti apo to 2005 ews kai shmera einai anenerges, dhladh den leitoyrgoyn, 150 monades entatikhs qerapeias, logw elleichs noshleytikoy proswpikoy.

Epiprosqetws, o k. Skoylakhs anaferqhke sthn ypoleitoyrgia, opws eipe, toy OKANA, logw elleichs xrhmatodothshs.

Oi treis ekproswpoi toy PASOK, aneferan akomh oti gia ola ta qemata ygeias exoyn kataqesei sxetikes eperwthseis sth Boylh, stis opoies omws, opws eipan, den exoyn labei kamia apanthsh mexri shmera.

Epafes Papandreoy sto Berolino

Oi idees kai oi ajies ths sosialdhmokratias einai epikaires oso pote allote, htan h koinh diapistwsh toy Proedroy toy PASOK Giwrgoy Papandreoy kai toy Proedroy toy Sosialdhmokratikoy Kommatos ths Germanias Frants Minteferigk, me ton opoio o k. G. Papandreoy eixe sto Berolino geyma ergasias.

Toso o k.Papandreoy oso kai o k.Minteferigk tonisan oti stis shmerines synqhkes ths oikonomikhs krishs apodeiknyetai h ajia twn arxwn ths Sosialdhmokratias, tis opoies o Proedros toy PASOK synocise sto triptyxo: diasfalish kai enisxysh twn xamhlwn kai mesaiwn eisodhmatwn, epektash kai dhmioyrgia newn ypodomwn kai prasinh anaptyjh.

H syzhthsh twn dyo andrwn aforoyse kai tis politikes ejelijeis sthn Ellada kai th Germania kai o k.Minteferigk dhlwse oti oi dyo toys eqesan ws stoxo sto telos toy 2009 na yparxoyn sosialdhmokratikes kybernhseis sthn Ellada kai th Germania. Kata th syzhthsh, o k. Papandreoy den apekleise to endexomeno diejagwghs prowrwn eklogwn sthn Ellada.

O Proedros toys SPD epleje to egkwmio toy k.Papandreoy kaqws, opws eipe, ws proedros ths Sosialistikhs Dieqnoys dinei nea wqhsh sth Sosialdhmokratia kai synexizei thn paradosh toy Bili Mprant.

Prosqese oti h Germanikh Sosialdhmokratia qa sthrijei to Giwrgo Papandreoy gia na petyxei sto ergo toy.

Nwritera, o k.Papandreoy eixe synanthsh me ton ypoyrgo Oikonomikwn ths Germanias kai stelexos toy Sosialdhmokratikoy Kommatos Per Stainmproyk me ton opoio syzhthse qemata sxetika me thn oikonomikh krish kai tis prospaqeies poy prepei na katablhqoyn gia thn antimetwpish ths.

Diapistwqhke oti prepei na sthrixqei h pragmatikh oikonomia alla kai na breqoyn tropoi gia na odhghqoyn oi trapezes na sthrijoyn tis mikromesaies epixeirhseis.

O proedros toy PASOK syzhthse me toys dyo synomilhtes toy kai qemata dieqnoys politikhs, opws oi ejelijeis sth Mesh Anatolh kai h sthrijh twn prwtoboyliwn poy anaptyssei ekei h Sosialistikhs Dieqnhs toso gia thn pagiwsh ths ekexeirias, oso kai gia th dioxeteysh anqrwpistikhs bohqeias.

Syzhthqhke epishs kai symfwnhqhke na analabei to SPD thn proedria eidikhs epitrophs ths Sosialistikhs Dieqnoys gia qemata afoplismoy,poy afora toso sta symbatika opla oso kai sta opla mazikhs katastrofhs.

Kai ekfrasthke h eyxh kai h elpida toso oi HPA,oso kai alles xwres na symballoyn se mia nea prospaqeia periorismoy ths ejaplwshs twn pyrhnikwn oplwn kai elegxoy toys.

Oi Germanoi synomilhtes toy k. Papandreoy edeijan idiaitero endiaferon gia tis ejelijeis sthn Ellada, idiaitera apo thn periodo toy perasmenoy Dekembrioy kai meta. Diapistwqhke oti h eikona poy exoyn oi Germanoi gia thn Ellada adikei th xwra mas, kaqws einai diaforetikh apo ayth poy doqhke thn teleytaia periodo ston dieqnh xwro.

[02] Sthn OLME o ypoyrgos Paideias

O ypoyrgos ekane mia qetikh, se symboliko epipedo, kinhsh -opws allwste thn xarakthrisan oi idioi oi kaqhghtes- kai anti na toys kalesei sto grafeio toy protimhse na paei ekeinos sta dika toys kai na akoysei ta aithmata kai ta problhmata toys.

Sto telos ths syzhthshs, o ypoyrgos dhlwse oti egkainiazetai mia nea sxesh me toys ekpaideytikoys, me toys opoioys qelei na brisketai se diarkh epikoinwnia.

``Oso eimai ypoyrgos Paideias, to kommatiko moy kapelo qa to afhnw ap'ejw'', eipe.

Malista o k. Sphliwtopoylos diapistwse oti einai perissotera ta shmeia poy enwnoyn apo osa mporei na xwrizoyn. Akoyse ola ta aithmata twn kaqhtwn deyterobaqmias ekpaideyshs, polla apo ta opoia, opws eipe, ton briskoyn symfwno.

``Alla einai dikaia kai mporoyn na ikanopoihqoyn, opws gia paradeigma h epimorfwsh kai alla den einai eykola, opws ta oikonomika'' eipe.

O k.Sphliwtopoylos epanelabe oti proqesh toy Ypoyrgeioy, mesw toy dialogoy, einai h synqesh twn apocewn.

Apantwntas se erwthseis an h politikh paroxwn syndeetai me prowres ekloges, o ypoyrgos tonise oti den einai dynaton na yparxoyn diamartyries otan den didontai paroxes kai na synexizontai oi diamartyries epeidh didontai.

``Dyo karpoyzia den xwroyn sthn idia masxalh'', eipe xarakthristika kai prosqese de oti h eklogologia blaptei thn oikonomika kai yponomeyei to kyros ths xwras.

O proedros ths OLME Kwstas Maniaths, poy phre to logo meta ton ypoyrgo, anefere oti oi kaqhghtes ejeqesan ston k. Sphlwtopoylo ola ta problhmata, alla den phran qetikh apanthsh. ``Mono h episkech sta grafeia ths OLME eixe qetikh shmasia, alla se symboliko epipedo'', eipe.

O K. Maniaths dieykrinise oti ta problhmata ths Paideias exoyn, hdh, anadeixqei, tonise to mikro pososto poy -opws eipe- dinetai sthn Paideia kai ta xiliades paidia poy einai ejw apo to ekpaideytiko systhma kai shmeiwse oti ayta ta problhmata syzhtwntai mono se dimeres epipedo, apo thn mia pleyra, dhladh oi kaqhghtes kai apo thn allh to Ypoyrgeio kai oxi me ejantlhtikoys dialogoys. Allwste, katelhje, h syzhthsh mono gia to ejetastiko den odhgei poyqena kai prepei na ejetastoyn synolika ta problhmata twn sxoleiwn.

O Ypoyrgos anamenetai thn erxomenh Trith na episkefqei kai toys daskaloys sta grafeia ths Omosondias toys.

[03] Daneia 1 dis.eyrw se mikromesaioys

Opws sxoliase o proedros toy epimelhthrioy k. K. Mixalos to programma afora sta melh toy epimelhthrioy poy anerxontai se 100.000 alla den einai gnwsto apo twra posoi qa ajiopoihsoyn to programma ayto enw o proedros ths Trapezas Peiraiws k. M. Sallas prosqese apo 200.000 eyrw an paroyn 50.000 epixeirhseis qa einai enas poly kalos apologismos kai eipe oti to daneio apotelei ''kefalaio kinhshs monimoteroy xarakthra''.

Ta daneia ayta qa kinhqoyn parallhla me ta daneia poy xorhgei h Trapeza Peiraiws pros mikromesaies epixeirhseis, dhladh ta daneia mesw toy programmatos TEMPME kai ta daneia se synergasia me thn Eyrwpaikh Trapeza Ependysewn. Prokeitai gia ena epipleon programma gia thn enisxysh ths reystothtas twn mikrwn kai mesaiwn epixeirhsewn, to Programma ``Trapeza Peiraiws - EBEA'', to opoio apo koinoy proetoimasan kai qa prowqhsoyn oi dyo pleyres.

Opws epeshmane shmera se koinh synenteyjh Typoy me ton proedro ths Trapezas Peiraiws, k. M. Salla, o proedros toy EBEA, k. K. Mixalos, ``se ayth th dysmenh sygkyria to EBEA dokimazei na prosferei mia yphresia poy pote allote mexri shmera den eixe epixeirhsei. Mia yphresia poy, xwris th synergasia ths Trapezas Peiraiws, den qa mporoyse na yparxei enw efrazetai h aisiodojia oti antistoixa programmata qa yparjoyn kai me alles trapezes''.

Sth synenteyjh Typoy gia thn paroysiash toy programmatos, o proedros ths Trapezas Peiraiws M. Sallas, tonise oti me thn synergasia ayth h Trapeza Peiraiws erxetai arwgos kai kyriws symparistatai ston epixeirhmatiko kosmo ths Attikhs, epibebaiwnontas ton xarakthra ths ws katb ejoxhn trapeza twn mikromesaiwn epixeirhsewn kai malista mesa se ena dysmenes oikonomiko periballon. To neo programma xrhmatodothshs ycoys 1 disek. eyrw, prosqese, qa bohqhsei apotelesmatika tis epixeirhseis kai thn agora ths Attikhs. Syntoma elpizoyme na anakoinwsoyme analoga programmata, se synergasia kai me alla Epimelhthria, se alles perioxes ths xwras.

Proypoqeseis kai xarakthristika twn daneiwn

Dikaioyxoi twn newn daneiwn einai oi mikres kai mesaies epixeirhseis, me kyklo ergasiwn apo 50.000 eyrw ews 5.000.000 eyrw kai paroysiazoyn kerdoforia se dyo toylaxiston apo tis treis teleytaies diaxeiristikes xrhseis. Proypoqesh einai, oi epixeirhseis aytes na leitoyrgoyn toylaxiston tria xronia kai na mhn exoyn dysmenh stoixeia ston Teiresia.

Ta xarakthristika twn daneiwn einai:

Kefalaia kinhshs monimoteroy xarakthra.

Diarkeia xrhmatodothshs mexri 5 eth.

Periodos xaritos: mexri 12 mhnes (gia to kefalaio).

Ycos daneioy: Mexri to 20% toy kykloy ergasiwn.

Megisto ycos daneioy: Mexri 500.000 eyrw.

To 30% balloon payment sto telos ths periodoy.

Anw twn 40.000 ejasfaliseis gia olo to poso (empragmates sto 70% ths ajias).

Epitokio PEX me ejasfalish 7,2%, BEX aney ejasfalisewn 8,15% (pleon 0,6% N.128/75).

Asfalistikh kalych, gia tis akalyptes xrhmatodothseis mexri 40.000 Zwhs & MOA.

Se periptwsh poy exei lhjiproqesma sthn Trapeza mas qa prohghqei h ejoflhsh twn lhjiproqesmwn.

Ethsia dapanh 100 eyrw gia poso daneioy ews 100.000 eyrw kai 200 eyrw gia poso daneioy anw twn 100.000 eyrw.

Paroxes Trapezhs xwris xrewsh: pagies entoles (EYDAP, OTE, DEH klp), pistwtikes kartes, winbank, cashcard k.lp.

pronomiakh timologhsh misqodosias

To EBEA qa enhmerwsei amesa tis epixeirhseis - melh toy kai hlektronika kai me sxetikh epistolh, me thn opoia qa kanei gnwsto to periexomeno toy programmatos. Epishs, qa enhmerwnei tis epixeirhseis gia to poy qa prepei na apeyqynqoyn kai me ti dikaiologhtika, prokeimenoy na jekinhsoyn oi diadikasies daneiodothshs toys.

Oi aithseis kai oi sxetikoi fakeloi qa katatiqentai sto EBEA. Qa ginetai enas proelegxos, prokeimenoy na diapistwnetai oti oi epixeirhseis plhroyn tis proypoqeseis daneiodothshs kai sth synexeia o fakelos qa prowqeitai sthn Trapeza Peiraiws gia ton teliko elegxo kai thn egkrish daneiodothshs.

Se erwthseis dhmosiografwn sxetika gia thn poreia toy laikoy omologoy o k. Sallas apanthse oti den eixe eikona pros to paron, gia thn epibolh prostimoy apo to ypoyrgeio Anaptyjhs gia thn efarmogh kataxrhstikoy oroy stis synallages ths poy afora sthn analhch metrhtwn me pistwtikh karta anefere oti den exei asxolhqei me to qema kai qa enhmerwqei apo toys nomikoys ths trapezas gia ta bhmata poy qa akoloyqhsei sto mellon me dedomeno, opws prosqese, oti h trapeza exei tekmhriwsei me epistolh ths pros to ypoyrgeio oti den krataei promhqeia giayto to logo.

O k. Sallas prosqese oti ta prostima poy epiblhqhkan apo to ypoyrgeio Anaptyjhs htan'''kaq yperbash'' kai apotelesma ''mias genikeymenhs biasynhs kaqws kai twn genikwn skecewn poy yparxoyn gia to trapeziko systhma sth xwra mas''.

Se oti afora sta daneia toy me thn eggyhsh toy TEMPME o k. Sallas tonise oti h trapeza Peiraiws ypagetai metajy twn triwn trapezwn poy exoyn xorhghsei ta perissotera daneia aytoy toy typoy kai oti exei ikanopoihsei perissotera apo ta misa aithmata poy exoyn ginei se aythn.

O k. Mixalos sxoliase oti ''kallierghqhke ychlos deikths prosdokiwn apo thn Kybernhsh gia ta daneia toy TEMPME, alla yparxoyn kai alla programamta poy mporei na ajiopoihsei enas mikromesaios epixeirhmatias kai en telei'' katelhje ''einai kalyterh h reystothta estw kai me ychlotero kostos apo thn kaqoloy reystothta''.

Gia to TEMPME o k. Sallas epeshmane epishs gia na deijei oti oi trapezes kanoyn koinwnikh politikh akomh kai xwris thn kratikh bohqeia ''oti to TEMPME ta epitokia poy eisprattei apo tis kataqeseis toy stis trapezes einai kata poly ychlotera apo ayta poy dinei ws epidothsh'' kai anaferomenos sta 28 dis poy doqhkan apo thn Kybernhsh o k. Sallas tonise gia mia akomh fora oti ta xrhmata den einai tosa einai poly ligotera kai gia na katadeijei oti ta xrhmata poy dinei h trapeza se mikromesaioys einai kata poly perissotera apo ta xrhmata poy lambanei ws epixorhghsh apo to Kratos kai opws eipe h Peiraiws phre sto telos Dekembrioy 800 ekat eyrw apo ton prwto pylwna toy eidikoy omologoy gia enisxysh mikromesaiwn kai stegastikwn enw to teleytaio trimhno toy prohgoymenoy etoys eixe dwsei 900 ekat eyrw giaytoys toys logoys kai apo thn teleytaia ebdomada mexri shmera ektamieythkan 880 ekat eyrw gia daneia mikromesaiwn''. Gegonos poy symfwna me ton k. Salla katadeiknyei oti oi trapezes epiteloyn to ergo toys.

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